Car Accidents

Car Accident Lawyer in Union County

Serving Injured Auto Accident Clients Throughout New Jersey

A car accident can change your life in the blink of an eye. Whether it’s a rear-end collision on Route 22, a multi-car pileup on the Garden State Parkway, or any of the other crashes that can occur in this area, injured people can benefit from having a reliable vehicle accident attorney in Union County at their side to advocate their case and help get a fair financial settlement.

From Union County to Essex County and throughout the North Jersey Region, Law Office of Michael Chelland is here for injured drivers. Call (908) 948-8395 to get in touch with our Union County, NJ, car accident legal team.

Common Causes of Car Accidents

Car accidents can happen for various reasons, but some causes are more common than others.

Here are the most frequent causes of car accidents:

Distracted Driving: Taking your eyes off the road, even for a few seconds, can lead to an accident. Common distractions include texting, eating, adjusting the radio, or talking to passengers.
Speeding: Driving too fast reduces reaction time and makes it harder to stop in emergencies. Higher speeds also increase the impact force in a collision, making injuries more severe.
Drunk Driving (DUI/DWI): Alcohol and drugs impair judgment, coordination, and reaction time, making driving extremely dangerous. Even small amounts can affect a driver’s ability to stay in control.
Reckless Driving: Aggressive behaviors like tailgating, weaving through traffic, and ignoring traffic rules increase the risk of a crash. Such actions make it difficult for other drivers to predict movements, leading to dangerous situations.
Weather Conditions: Rain, snow, and fog can reduce visibility and make roads slippery, increasing the chances of losing control. Drivers who don’t adjust their speed and braking distance may skid or hydroplane.
Failure to Obey Traffic Laws: Ignoring stop signs, red lights, and speed limits can lead to serious accidents. Traffic rules exist to maintain order and prevent unpredictable movements on the road.
Drowsy Driving: Fatigue slows reaction time and impairs judgment, similar to being under the influence of alcohol. Falling asleep at the wheel, even for a moment, can cause a devastating crash.
Poor Road Conditions: Potholes, uneven surfaces, and debris on the road can cause drivers to lose control. Missing or unclear road signs can also lead to confusion and unsafe decisions.
Vehicle Defects or Malfunctions: Brake failures, tire blowouts, or engine issues can cause sudden loss of control. Regular maintenance helps detect problems early and reduces the risk of mechanical failures.
Inexperienced Drivers: New drivers often struggle with making quick decisions and handling unexpected road situations. Lack of experience can lead to overcorrection, misjudging distances, or reacting too late to hazards.

Why Hire a Union County Car Accident Attorney?

Having a dedicated car accident lawyer in Union County is crucial in navigating the aftermath of an accident. These legal professionals understand the complexities of accident dynamics and can effectively interpret police reports, witness statements, and medical records to bolster your case. They can work tirelessly to counter any efforts by insurance adjusters to downplay your injuries or reduce your compensation.

At Law Office of Michael Chelland, our commitment is to make your voice heard, and your rights are guarded, offering professional guidance throughout the process. Whether negotiating settlements or preparing for court proceedings, having a steadfast and diligent attorney by your side can impact the outcome of your pursuit of justice.

New Jersey Car Accident Laws

In New Jersey, car accident laws are designed to have victims of accidents receive fair compensation while promoting safety on the roads. New Jersey follows a no-fault insurance system, meaning that after an accident, each driver’s own insurance typically covers their medical expenses, regardless of who caused the crash. This system simplifies claims for medical treatment but can limit a person's ability to sue for non-medical damages like pain and suffering unless specific conditions are met. Drivers in New Jersey must carry a minimum of $15,000 in personal injury protection (PIP) coverage as part of their auto insurance policy, which covers medical bills and lost wages, among other things.

However, New Jersey also allows drivers to opt for a verbal threshold or limited tort option, which restricts their ability to file lawsuits for pain and suffering unless they suffer serious injuries such as dismemberment, permanent disability, or significant scarring. On the other hand, drivers who choose the full tort option can sue for pain and suffering without these restrictions. In either case, a driver can seek compensation from the at-fault party if the accident involves clear negligence or if the at-fault driver was underinsured or uninsured.

In New Jersey, the law also requires drivers involved in accidents to report the incident to the New Jersey Motor Vehicle Commission (MVC), especially if there are injuries or property damage exceeding $500. This report must typically be filed within 10 days of the accident. If a driver is found to be at fault in an accident, they may face legal consequences such as fines, license suspension, or even criminal charges if reckless driving or driving under the influence (DUI) was involved.

Does New Jersey Have Comparative Negligence?

New Jersey operates on a comparative negligence rule. This means that if both drivers are found to share fault in the accident, damages are divided based on each party’s degree of fault. For instance, if one driver is 70% at fault and the other 30%, the at-fault driver would be responsible for 70% of the damages. This rule allows individuals to still receive compensation, even if they are partially responsible for the accident, but only to the extent of the other party's fault.

Car Accident Statute of Limitations in New Jersey

New Jersey has a statute of limitations for filing lawsuits related to car accidents, which is typically two years from the date of the accident. After this period, you generally lose the right to pursue a lawsuit, so it’s important to act promptly if you plan to seek compensation through the courts.

What to Do After a Car Accident in Union County

Experiencing a car accident can be overwhelming, but taking the right steps immediately after can protect your interests and safety. First, ensure your safety and the safety of others involved by moving vehicles off the road if possible and turning on hazard lights. It's crucial to call law enforcement to the scene, even if the collision appears minor. The police report will serve as an invaluable piece of evidence for insurance claims and any potential legal proceedings. Document the scene with photos, capturing vehicle positions, damage, and any contributory factors such as weather conditions or traffic signals.

After securing necessary medical attention for any injuries, exchange information with the other driver, including names, contact details, and insurance information. It's important to refrain from admitting fault at the scene, as determinations of liability are complex and are best handled by professionals. Contact your insurance provider promptly to report the incident and consider consulting with a vehicle accident lawyer in Union County to review your rights and explore your options. At Law Office of Michael Chelland, we emphasize the importance of secure and informed decision-making during these critical moments to guard your well-being and financial future.

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The Role of Insurance in Car Accident Claims

Navigating the aftermath of a car accident usually means dealing with insurance companies. Understanding how insurance policies work and what to expect during the claims process is a key part of securing the compensation you deserve. Having a vehicle accident lawyer like Attorney Michael Chelland, who has firsthand experience working inside insurance companies, could offer you an advantage.

Auto insurance typically covers liability, medical expenses, and damages to your vehicle, depending on the coverage type. However, insurance companies aim to minimize payouts to protect their bottom line, which often complicates claims for accident victims.

When you file a claim, an insurance adjuster investigates the accident. They might assess vehicle damage, interview witnesses, and review police reports. However, it’s important to remember that adjusters work for the insurance company. They are not neutral arbiters, and even the most honest adjusters will probably have a professional basis that is shaded toward the insurer.

Efforts to downplay injuries, allege shared fault, or undervalue damages are common tactics. For example, after a crash, you might receive a quick settlement offer that doesn’t fully account for your medical bills, pain, or future expenses.

Attorney Michael Chelland understands these tactics and knows how to counter them. He's seen the strategies adjusters use and can anticipate their moves. His insight allows him to build cases and negotiate from a position of strength. He’s here to work hard, with professional diligence and personal compassion, so that you can feel confident that all facets of your case are being properly handled.

Better Days Are Closer Than You Think

With Michael Chelland, You Have A Warrior On Your Side

We genuinely care about you—your journey, your recovery, and making sure you’re supported every step of the way. Here's what sets us apart.

Personal Attention

We understand how overwhelming this time can be. We take the time to listen and address your concerns with care and understanding.
Strategic Advocacy

We focus on creating practical solutions tailored to your unique situation, keeping your needs at the forefront of everything we do.
Relentless Pursuit of Justice

Our compassionate care turns into steadfast persistence with insurance companies, working toward fair compensation.
Guidance You Can Trust

We guide you through every step of the process with transparency and clear communication, allowing you to focus on recovery.

A Union County Car Accident Lawyer You Can Trust

Attorney Chelland works on contingency, which means you don’t pay him a fee unless he gets you a settlement. When you come on board with us, we're there for you 24/7 and can meet either in person or through video conference, whichever you prefer.

Call today at (908) 948-8395 or just reach out here online to schedule a free consultation to learn what our car accident lawyer in Union County can do for you.

FAQs About Car Accidents in Union County

How Do You Prove Negligence in a Car Accident Case?

Proving negligence in a car accident involves showing the other driver breached their legal duty to drive safely. This is done using key evidence such as police reports, eyewitness accounts, expert analysis, and video footage. For example, speeding on Route 22 or failing to yield on the Garden State Parkway may show a failure to act as a reasonable driver would. Attorney Michael Chelland carefully examines all evidence to build a strong case.

What Are Common Mistakes to Avoid After a Car Accident?

Common mistakes after a car accident include admitting fault at the scene, failing to gather crucial evidence, and not seeking immediate medical attention. Avoid making recorded statements to insurance companies without consulting a lawyer, as these can be used to minimize claims. Delaying legal advice can also hinder your case, as prompt action is crucial to preserving evidence and protecting your rights. To avoid these pitfalls, engage with a knowledgeable collision accident attorney in Union County who can represent your interests and guide you effectively through the post-accident phase.

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Michael made the entire process seamless. Not only is he incredibly knowledgeable, but he also demonstrates genuine compassion for his clients.

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His strategic approach, attention to detail, and communication instilled confidence in me throughout the entire process. I felt empowered and supported every step of the way.

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Extremely professional, very helpful and knowledgeable. Mr. Chelland provided me with excellent legal counsel on multiple occasions and I highly recommend!

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