FAQ

  • FAQs

    • Who pays my medical bills after a car accident in New Jersey?
      In New Jersey, your Personal Injury Protection (PIP) coverage, part of your auto insurance, typically pays for medical bills, regardless of fault. If your expenses exceed PIP limits, you may be able to pursue additional compensation from the at-fault driver’s insurance.
    • How do I get my car repaired after an accident?
      You can file a claim through your own collision coverage or the at-fault driver’s property damage liability insurance. Many clients find it faster to go through their own policy and allow the insurance company to recover the costs later.
    • Do I need to hire a personal injury attorney?

      While it's not required, working with an experienced attorney like Michael Chelland can significantly strengthen your case. We help you navigate insurance claims, gather evidence, and pursue full compensation, especially when liability is contested.

    • What is my personal injury case worth?
      Case value depends on medical bills, lost wages, pain and suffering, and future treatment needs. We can give you a more accurate estimate once we review the specific details of your case.
    • How long do I have to file a personal injury claim in New Jersey?
      You generally have two years from the date of injury to file a claim. Waiting too long could result in losing your right to seek compensation, so it’s important to act quickly.
    • What should I do right after an accident?
      • Seek medical care, even if injuries seem minor
      • Call the police to file a report
      • Take photos and collect witness info
      • Don’t speak with insurance companies before consulting a lawyer

      The Law Office of Michael Chelland can help guide you through the next steps.

    • Will my case go to court?
      Most cases settle without going to trial. However, if a fair offer isn’t made, we are fully prepared to represent you in court and fight for the compensation you deserve.
    • How much does it cost to hire your firm?
      We work on a contingency fee basis, meaning you pay nothing upfront. We only get paid if we win your case or successfully negotiate a settlement.
    • Can I recover damages if I was partially at fault?
      Yes. Under New Jersey’s modified comparative negligence rule, you can still recover damages as long as you were 50% or less at fault. Your compensation will be reduced by your percentage of fault.
    • Do you only take cases in Roselle?
      No. Although we’re based in Roselle, the Law Office of Michael Chelland serves clients across the state of New Jersey.
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